How to get the cheapest auto insurance quotes online?
It’s a lot easier than you think… compare! Have the car insurance companies fight for your business and walk away with some dirt cheap auto insurance that still keeps you covered like a baby in a mamma’s womb.
OK, so we all may not drive a Maserati but that’s not the point. Why pay more for the same coverage that you can get for cheaper? Auto insurance quotes are easy to get and doing it online is super quick.
Keep in mind that you can not change a few factors like your age, where you live, or if you have had a few accidents or even DUI’s etc.
However, there are some simple things you can do to get that cheaper rate when comparing auto insurance quotes from several companies.
If you don’t have a car yet, and are planning on buying one where the car insurance will be the cheapest, think about getting a 4 door over a 2 door sedan.
The model of the car makes a big difference as well, stay away form cars or trucks that have a high theft rate. Which cars are the most stolen or vandalized in the USA. If you live in one the cities that are statistical areas of auto thieves, than this info will benefit you more on what not to buy in the near future.
Top U.S. Cities for Car Thefts:
- New York, NY
- Sacramento, CA
- Stockton, CA
- San Francisco, CA
- Oakland, CA
- Modesto, CA
- Bakersfield, CA
- Fresno, CA (jeez, California is the mecca of stolen cars!)
Most Stolen Automobiles in the U.S.:
- Honda Accord (yrs – 1994, 1996, 1997)
- Honda Civic (yrs – 1997, 1998, 2000)
- Ford F-Series full-size pickup (yrs – 2004, 2005, 2006)
- Chevrolet full-size pickup (yrs – 1999, 2003, 2004)
Now, if you are paying attention all these models have something in common… they are EASY to steal! So don’t make it easy on those thieves and install extra security on your ride – it will save you money, so remember to include this when getting your auto insurance quotes.
Make sure to have an alarm installed and better yet, some kind of LoJack device in place. Most newer cars have some kind of anti-theft devices already, but you can always make it better.
Just because you own a high theft vehicle or sporty fast car does not mean you have to pay out the rear end! Compare several auto insurance quotes and you will be surprised at what you find.
In some cases (depending on the company) if you add a car, truck, or motorcycle it can give you a cheaper rate. Say if you have had a few accidents and DUI’s on your record in the past few years – if you add a vehicle onto your policy it could cut it in HALF. No joke.
It pays (literally) to compare auto insurance quotes online as it can cut your cost in half or more. Why pay more for the same coverage… you don’t have too.